Taking advantage of the technology with the hassle-free convenience it offers to us is very significant nowadays. However, going tech-y can still have its own disadvantages and risks. I, for one, who does business and transactions through the internet can be a lot more prone to key loggers, hackers and other malicious applications that aims to corrupt and access my online personal information. Apart from establishing my own personal risk reduction modus, still, there are certain issues in the internet that cannot be foreseen, no matter how much we protect our online safety and privacy.